Online Banking Login
Welcome To Our Site! April 19, 2018
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Please stay tuned for our new website coming soon!

Welcome to Putnam County National Bank

Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.

We provide a wide array of financial services to individuals, businesses, municipalities, churches and other not-for-profit organizations while actively supporting charitable and civic causes.

Our convenient locations and experienced staff are here to serve you.

Locations & Hours

For a list of our 6 offices and their hours of operation, please click on this link. Locations and Hours.

Online Banking

If you are interested in signing up for NetTeller, our online banking product, please stop in at any of our six locations. For more information on NetTeller check out the Frequently Asked Questions tab at the top of this page.

Same Day ACH Debits

Changes in the rules for Automated Clearing House (ACH) debits are taking effect as of September 15, 2017. What this means to you is that virtually all types of electronic payments for debits will become eligible to be processed the same business day they are originated. This will speed up the payment system throughout the banking industry. If you initiate an electronic debit, this means when you are making an electronic payment and it may clear sooner than you were expecting. What does this mean to you? Make sure funds are available in your account for payments you make online or via telephone to avoid incurring insufficient fund (NSF) fees. Float times will be greatly reduced, if not eliminated altogether. If you have any questions, please contact our Bookkeeping department at 845-225-6307.


Online predators try to use email as a way to steal financial information. Putnam County National Bank will never email you to ask for any account number, password, social security number, or any other private financial information. If you receive an email asking you to verify or update this kind of financial information, you can be certain it is not from Putnam County National Bank. The best way to protect your personal financial information is to forward the fraudulent email to then delete the email without responding to it and call us at 845-225-3688. Protecting your personal information is our top priority!

Contact Us At: 845-225-3688 or 845-225-4337 (fax)Spacer Image

PO Box 10 • Carmel, NY 10512