Community Bank Advantage

When it comes to choosing a bank, we understand that you have options. A lot of options. But here is a list of some reasons we think you should choose a community bank.

 
 
  • We know the area that you live in - the housing market, the businesses, the people. It's our home too and that puts us in the best position to help the whole community. 
  • We employ local people.
  • Our money primarily stays local  - lending in Putnam County makes up the majority of our loans.
  • Personalized service. Because we know you. And you matter to us.
  • Faster decision making. We don't have 10 different managers to go through before we can finalize that decision so everything happens quicker. 
  • No one likes a call center. When you dial our number, you're going to be answered by a real person. When was the last time you called Chase and got a human being on the phone?
  • We give back to our community. Carmel High School Scholarships, Carmel Rotary, the Chamber of Commerce, local youth sports teams - we want to see this whole town succeed and we help make it happen. 
  • Community Banks are the banking version of "Shop Local". If supporting small and local businesses is important to you, we're not only a true local business, we're also helping the other small businesses in our area with services and financing.  
  • Your voice matters to us. If you have suggestions, we're available to hear them and take them into consideration.
 
 

We're ready to show you the difference a community bank can make.