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We have options for your checking account
| Free Personal Checking | Money Market Deposit | NOW Checking |
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Our simple, non-interest bearing option for everyday use of your funds. If you're looking for a basic checking account with no monthly maintenance fee or minimum balance requirement after opening - this checking account is made for you.
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Looking to earn interest on the funds in your checking account? A Money Market Deposit Account might be exactly what you need.
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Another option to earning interest on a checking account but with a lower balance requirement than a Money Market Account, the NOW Checking account might be just right.
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Free Personal Checking
We believe in keeping things simple. A checking account doesn't have to require you to jump through hoops and pay a monthly fee just to access your money. With a free personal checking account at PCNB you keep your money where it belongs - in your pocket - and uncomplicate your life.
- $100 required to open this account
- No minimum balance required after the initial deposit
- Free Digital Banking including Bill Pay
- Free Monthly Statements
*Additional fees may apply. See full account disclosures and fee schedule for details
Money Market Deposit Account
Looking to earn interest on the funds in your checking account? A Money Market Deposit Account might be exactly what you need.
- $2,500 required to open this account
- Monthly fees only apply if the account balance falls below $2,500 at any time during the monthly statement cycle
- A maintenance fee of $5.00 will be charged for any month in which the account balance falls below $2,500 for any day of the statement cycle. If your balance never falls below $2,500, you will not be charged a maintenance fee
- Minimum Balance of $1,000 must be maintained in the account each day to obtain the disclosed APY
- Only if the account balance falls below $2,500, a fee of .20 cents will be charged per debit transaction (withdrawal, check paid, automatic transfer or outgoing payment)
- Transfers to another account or to third parties by preauthorized, automatic, or computer transfer or by check, draft or similar order are limited to six per statement cycle
- Free Monthly Statements
- Free Digital Banking including Bill Pay
*Additional fees may apply. See full account disclosures and fee schedule for details
NOW Checking Account
Another account option to earn interest on a checking account is a NOW Checking Account.
- $1,500 required to open this account
- Monthly fees only apply if the account balance falls below $1,500 at any time during the monthly statement cycle
- If account balance falls below $1,500 for any day of the statement cycle, a maintenance fee of $5.00 will be imposed for that month
- Minimum Balance of $1,000 must be maintained in the account each day to obtain the disclosed APY
- Only if the minimum balance falls below $1,500, a fee of .20 cents will be charged per debit transaction (withdrawal, check paid, automatic transfer or outgoing payment)
- Free Monthly Statements
- Free Digital Banking including Bill Pay
*Additional fees may apply. See full account disclosures and fee schedule for details