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Saving money has never been simpler
| Statement Savings | Christmas Club | Student Savings |
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Ready to start saving for that dream vacation or car you've always wanted? Let your money grow in the background with this basic savings account.
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No need to stress over your holiday budget when you save for it on the side all year long. Get ready to spoil everyone you love this holiday season.
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Under 18 and looking to open a savings account? This account has a lower minimum deposit to open and is a great option to start your life-long banking relationship with PCNB.
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| Certificate of Deposit (CD) | Individual Retirement Account (IRA) |
|---|---|
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With a variety of rates and terms to choose from, you can find exactly what you're looking for to make your money work for you.
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Make retirement less daunting by setting yourself up for success. An IRA account can help ease the financial stress of retiring.
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Everyone needs a rainy day fund
(no rain required)
Statement Savings Account
A simple savings account to help you achieve your savings goals.
- $100 required to open
- Must maintain a minimum balance of $100 every day to obtain the disclosed APY
- A $3.00 fee will be imposed for each quarter only if the balance falls below $100.00 any day of the quarter
- Interest rate and APY are subject to change at any time
- Free Digital Banking including Bill Pay
- Free Monthly Statements
*Additional fees may apply. See full account disclosures and fee schedule for details
Student Savings Account
Available to students under 18 years of age looking to start their banking relationship. At the age of 18 this account will be converted to a Statement Savings Account.
- $25 required to open
- No minimum balance required to obtain the disclosed APY
- Interest rate and APY are subject to change at any time
- Free Digital Banking including Bill Pay
- Free Monthly Statements
*Additional fees may apply. See full account disclosures and fee schedule for details
Christmas Club Account
Prepare for holiday season spending all year with a designated account that you can let grow in the background until it automatically closes and the funds are distributed to you on the designated date.
- $5 required to open
- Interest is credited to the account at maturity. If account is closed prior to maturity, you will not receive the accrued interest
- If any withdrawals are made from this account before Club maturity this account may be closed at the discretion of the bank
- Interest rate and APY are subject to change at any time
- Free Digital Banking including Bill Pay
- Free Monthly Statements
*Additional fees may apply. See full account disclosures and fee schedule for details
Certificates of Deposit (CDs)
Looking to earn even more for your dollar? Consider opening a Certificate of Deposit to earn a guaranteed APY for the term of your choosing.
We currently offer CD terms for:
- 6 months
- 7 months
- 1 year
- 15 months
- 18 months
- 2 years
- 2.5 years
- 3 years
- 4 years
- 5 years
Please call your local branch for our current rates, minimum balances to open and any other questions you may have.
*A penalty may be imposed for early withdrawal from any Certificate of Deposit or IRA account
Individual Retirement Account (IRA)
Preparing for retirement? Let us help you with a tax advantaged Individual Retirement Account.
Please contact us for current rates, minimum balances to open and any other questions you may have.
*A penalty may be imposed for early withdrawal from any Certificate of Deposit or IRA account