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National lending solutions right in your local community
Why choose Putnam County National Bank?
For generations, we have helped individuals, families, investors and business owners throughout Putnam County and beyond secure financing for all their needs. While we are deeply rooted in Putnam County and the Hudson Valley, as a National Bank we are able to originate loans for qualified borrowers across the United States.
Our lending decisions are made locally by experienced professionals who understand our market and take the time to evaluate each loan for the unique opportunity it presents.
Because we maintain all of the loans that we make, we can often provide solutions that may not fit the rigid guidelines of larger lenders. Our focus is on building a long-term relationship and helping you achieve all your financial goals.
Our Lending Options:
| Residential Mortgages | Investment Property |
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Looking to purchase a home or refinance an existing mortgage? Let us help you make your homeownership dreams a reality and find the right solution for you.
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Whether you are new to owning investment property or looking to expand your established portfolio, our lending professionals can help.
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| Multifamily Property | Commercial Real Estate |
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Interested in securing financing for a multi-family property? Our lenders have extensive experience in these unique opportunities.
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Starting a new business or expanding to new frontiers? Small to large, our lenders would love to help you grow your business and achieve your dreams.
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If you don't see the financing option you're looking for listed above, reach out to our lending team to discuss other solutions.
The advantages of choosing Putnam County National Bank to secure your financing:
- Local decision making
- Fast turnaround times
- Personalized service from application through closing
- Experienced lending professionals
- Competitive rates and flexible financing options
- Relationship-based banking
- A trusted community bank serving the Hudson Valley since 1865
At PCNB, all of our loans are held in-house rather than sold to outside investors. That means you'll work with a local lender who understands your situation, your property and your goals. Instead of relying on standardized formulas, we take a relationship-based approach to lending and strive to find a practical solution to meet your needs.
When you call PCNB, you'll speak with people who live and work in the communities we serve- people who are invested in helping you succeed.