Business Accounts

Commercial Checking Account

Our commercial checking account will keep your business running smoothly. This account is non-interest bearing and has a daily balance minimum to help offset transaction fees and the monthly maintenance fee. 

• Monthly maintenance fee: $6.75
• $.12 per debit (check or EFT)
• $.06 per deposit ticket 
• $.10 per deposit item (no charge for checks drawn on PCNB)
• No charge for EFT Credits
• If the average account balance is greater than $1,000 each month, every $100.00 of average balances in your account earns a $.15 credit to offset your service charges. 
• Free Digital Banking including Bill Pay
• Free Monthly Statements

*Additional fees may apply. See full account disclosures and fee schedule for details

Money Market Deposit Account

Looking to earn interest on the funds in your checking account? A Money Market Deposit Account might be exactly what you need.

• $2,500 required to open this account
• Monthly fees only apply if the account balance falls below $2,500 at any time during the monthly statement cycle 
• A maintenance fee of $5.00 will be charged for any month in which the account balance falls below $2,500 for any day of the statement cycle. If your balance never falls below $2,500, you will not be charged a maintenance fee
• Minimum Balance of $1,000 must be maintained in the account each day to obtain the disclosed APY
• Only if the account balance falls below $2,500, a fee of .20 cents will be charged per debit transaction (withdrawal, check paid, automatic transfer or outgoing payment)
• Free Monthly Statements
• Free Digital Banking including Bill Pay

NOW Checking Account

Another account option to earn interest on a checking account is a NOW Checking Account.

• $1,500 required to open this account
• Monthly fees only apply if the account balance falls below $1,500 at any time during the monthly statement cycle 
• If account balance falls below $1,500 for any day of the statement cycle, a maintenance fee of $5.00 will be imposed for that month
• Minimum Balance of $1,000 must be maintained in the account each day to obtain the disclosed APY
• Only if the minimum balance falls below $1,500, a fee of .20 cents will be charged per debit transaction (withdrawal, check paid, automatic transfer or outgoing payment)
• Free Monthly Statements
• Free Digital Banking including Bill Pay

Statement Savings Account